If you feel the need to bid 100 percent of your budget on Jones, go for it. Nonetheless, as we do every week this season with the help of our friends at Fantasy Alarm, we'll break down the top pickups and project how much of your FAAB budget you should bid on them, at least in normal circumstancess. Either way, you can blow out for your FAAB budget and bid up as high as you want because if you don't win this week, it won't matter how much you have left over for next week. Brown, or Marquez Valdes-Scantling instead of a running back. At this point in the season, it's all about selling out for whatever you need, so for some owners, that might be a WR like Gabriel Davis, Amon-Ra St. Looking for free money for college? Start here with our Scholarship Search tool.In normal weeks, Ronald Jones, Samaje Perine, and Justin Jackson would be the most obvious adds, and while they're still likely to be the top Week 16 fantasy waiver wire pickups in most leagues, it's not quite as automatic. If you don’t, you might find yourself borrowing money at a high interest rate, or it could trigger a domino effect that leads to more expenses, lost income, and mounting financial pressure. When emergency expenses come up, you need to have money to cover them. Maybe your car broke down or you got sick-it could be anything. Establish an emergency fundįor many adults, college student or otherwise, financial trouble comes as the result of an emergency. This isn’t to say you can never spend on something that’s unnecessary-you just need to set reasonable limits for this type of spending. If you’re going to maintain a budget, you have to take the time to sort the necessary from the unnecessary. Most young people develop poor spending habits because they never take the time to differentiate between what’s necessary and what’s not. Related: The Best Student Discounts: Food, Clothes, and More 7. If you know where to find them, you can get discounts on food, coffee, transportation, entertainment, and more. Local businesses and organizations know that most college students are strapped for cash, so they offer discounts to attract business and help students out. Find student discountsĪs a college student, you’re eligible for all sorts of discounts. Once you have an electronic copy, you could then use the textbook with a tablet, e-reader, or your phone. You might be able to download a PDF copy of some textbooks, or you could go to library and scan a physical copy. Technology also offers some solutions for saving on your textbooks. You could also buy second-hand copies of some books, and you should sell your old books when your class is over. With many of the books on your list, you might be able to get away with borrowing them from the library. Textbooks can be a real budget breaker, but there are ways to lower the cost. Most banks offer student accounts that have features designed to help students manage their money better. You should also ask about student banking options. Don’t just sign up for an account at the closest bank go to different banks and compare your options. Smart bankingĮvery college student needs a bank account, but there are significant differences in the types of accounts available. If you’re going to get a credit card, only use it when you really need to, and when you do use it, pay off the balance as quickly as possible. As a group, they’re more likely to make unwise spending decisions, and they have a tendency to pay the monthly minimum and commit violations that result in fees. Avoid credit cardsĬollege students make an attractive target for credit card companies. Fortunately, today’s college students can download a variety of different personal finance apps that make the process easier. Paper records can be difficult to maintain, and you’re unlikely to carry a notepad to record every little expense. For this reason, you’re going to want to track your expenses, keep records, and adjust your budget accordingly. The initial budget you make will probably need to be adjusted once you put it to the test of the real world. Related: How to Make a Budget in College 2. If it’s an expense, overestimate if it’s income, underestimate. If there’s ever a case where you’re unsure about a source of income or an expense, always err on the side of caution. Start by listing all your income and monthly expenses. This isn’t only the most basic step in managing personal finances-it’s also the most important. Here are some practical tips that can help college students as they learn how to handle their own finances. Unfortunately, many students fail in this responsibility, and it can result in serious financial trouble. Along with managing your classes and working to get good grades, you’re going to have to manage your money too.įor most students, college is their first experience with money management. Heading off to college can be exciting, but it also comes with a lot of responsibility.
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